FinTech and MSMEs Development: Applied in Indonesia

  • Dirga Lestari, Dio Caisar Darma, Muliadi


The ease of service provided by FinTech enables MSMEs to run business operations to overcome problems such as capital and financial convenience. This study will describe the loan and payment services by using FinTech as a solution to the existence of MSMEs in Indonesia. To make it easier, we combine descriptive and qualitative research methods to explore the problem, research objectives, and affirmation of conclusions. The study has illustrated how the service of financial technology for the survival of MSMEs. There are two facilities offered by FinTech for MSMEs in Indonesia, i.e ease in obtaining loans and conducting business transactions. This can be a valuable opportunity for business people who use FinTech in the process of payment transactions with consumers because it can increase people's purchasing power for MSMEs products.