The Role of Sharia Financial Literation and Sharia Financial Technology to Sharia Financial Inclusion

  • Basrowi, Tulus Suryanto, Erike Anggraeni

Abstract

The purpose of this study is to describe the role of sharia financial literacy and sharia financial technology on sharia financial inclusion. The method used in this research is descriptive qualitative. Retrieval of data using literature studies. The data is sourced from the results of previous relevant research, updated books, and reputable journals. Based on the results of the analysis and discussion it can be concluded that the achievement of the level of Islamic financial inclusion in Indonesia is still far adrift compared to the level of conventional financial inclusion. There are still many people who tend to use conventional financial services and do not yet understand and have good knowledge of Islamic financial services. Islamic financial literacy has a role in the development of Islamic financial inclusion. The better Islamic financial literacy, the higher the level of Islamic financial inclusion. Islamic financial technology also has a role in increasing Islamic financial inclusion. The higher the intensity of the use of Islamic financial technology, the higher the level of Islamic financial inclusion. Sharia literacy and financial technology together also play a role in increasing Islamic financial inclusion.

Published
2020-05-20
How to Cite
Basrowi, Tulus Suryanto, Erike Anggraeni. (2020). The Role of Sharia Financial Literation and Sharia Financial Technology to Sharia Financial Inclusion. International Journal of Advanced Science and Technology, 29(06), 5607 - 5618. Retrieved from https://sersc.org/journals/index.php/IJAST/article/view/19833