EXAMINING THE IMPACT OF THE RELATIONSHIP MONEY ATTITUDE TO FINANCIAL MANAGEMENT BEHAVIOR ON SOCIAL MEDIA ADDICTION AMONG GENERATION Z

Abstract

Money is an important thing for every individual to meet all needs. The use of money is a form of decision determined by an individual. The use of money is determined by the attitude of one's behavior in using it. Money attitude is important for every individual in determining the use, benefits, and uses of money. This research conducted the distribution of questionnaires for generation Z aged 15-25 years in Indonesia in 2020 when the corona 19 pandemic occurred in the attitude project in using money. Data collecting was carried out using google form with 402 questionnaires were distributed, and 371 respondents meet the predetermined generation Z criteria. Of the 371, 314 respondents have filled in the questionnaires correctly and were considered valid for further analysis. Hence, the response rate is 84.63%. The data analysis used multiple linear regression. The result showed that money attitude directly and positively impacts financial management for each generation Z. Besides, money attitude positively and significantly impacts financial management and is strengthened by social media addiction. Finally, social media use improves financial management behavior in Generation Z. This research contributes to deepening the theory of young people's financial behavior and attitudes in using their money.