S. Nirmala Sugirtha Rajini , S. Ramamoorthy , S. Radha Rammohan, P.S.Rajakumar, V.R.Niveditha. “Reliability of Cloud Services Provided To Non-Banking Financial Institutions”. International Journal of Control and Automation, Vol. 13, no. 2s, Apr. 2020, pp. 165 -72, http://sersc.org/journals/index.php/IJCA/article/view/11743.