et. al, Rita Kusumawati. “Financial Literacy of Micro Small and Medium Enterprises In The Yogyakarta Region”. International Journal of Advanced Science and Technology 29, no. 2 (January 13, 2020): 1576 - 1582. Accessed April 24, 2024. http://sersc.org/journals/index.php/IJAST/article/view/3401.