Nur Ainna Ramli , Ahmad Fadly Nurullah bin Rasedee. “Financial Leverage and Financial Performance in the Tertiary Sector: Partial Least Square- Multi-Group Analysis (PLS-MGA)”. International Journal of Advanced Science and Technology 29, no. 10s (May 10, 2020): 1422 - 1435. Accessed May 2, 2024. http://sersc.org/journals/index.php/IJAST/article/view/14653.