Phan Thanh Tam, Le Thu Thuy, Nguyen Quoc Huy. “Determinants Of E-Banking Service: A Case Of Ho Chi Minh City And Dong Nai Province”. International Journal of Advanced Science and Technology, Vol. 29, no. 08, Oct. 2020, pp. 5597 -06, http://sersc.org/journals/index.php/IJAST/article/view/33037.