Sahoum Ali Aljazzazen, Dojanah “Mohammad Kadri” Bader. “Factors Affecting the Adoption of Electronic Payment Systems - Case Study E-Fawateercom System Users in Jordan”. International Journal of Advanced Science and Technology, Vol. 29, no. 08, May 2020, pp. 2800 -15, http://sersc.org/journals/index.php/IJAST/article/view/24712.