Dr Ravi Kant Sharma, Dr Shailendra Kumar Srivastava, Dr. Rashi Mittal, Dr Ajay Sharma, Dr Pramod Kumar Srivastava. Indian Banking Merger 2019 & Business Orientations and Implications on Indian Banks and Performances – Water Solutions & Predictive Efficiency Mapping Approach – 2030 – A Case Study. IJAST 2020, 29, 5901 - 5913.