Challenges and Survival of Households with Deficient Income

Abstract

The research is conducted in surburban area of Selangor, Malaysia, focusing on B40 group of people.  B40 is a classification of bottom 40% consisting of citizens who incomes below than RM3,000 per month. The objective of the study is to explore the B40’s household survival with insuficient income. B40 is the lowest category of income group in Malaysia. The study employed qualitative method and twenty participants were inerviewed. The result shows that B40 group of people is struggling for basic necessities due to low income, low education level, high risk in job loss, inability to work and lack of retirement plan.