AN ANALYSIS OF OPPORTUNITIES & CHALLENGES TOWARDS KISAN CREDIT CARD IN NAGARKURNOOL DISTRICT, TELANGANA

Abstract

Government of India presented the Kisan Credit Card (KCC) scheme in the year 1998-99 to give opportune and sufficient credit backing to the farmers from formal banking framework in an adaptable, bother free and financially savvy way. This scheme has encouraged the accessibility of credit in time and has rearranged the methodology for benefiting loan from banks to an enormous degree. From the year 1998-99, the scheme has actualized by public sector commercial banks, RRBs (Regional Rural Banks) and cooperative banks in the nation. It has developed as a progressive credit appropriation framework to meet the credit necessities of the farmers in an opportune and simple way. The KCC instrument would enable farmers to buy agriculture data sources, for example, seeds, fertilizers, pesticides and furthermore enable them to pull back some money for meeting their other crop generation related necessities. The example size for the examination is 66 respondents. Despite the fact that there are different agricultural credits which are given by the banks.