Role of Pradhan Mantri Jan Dhan Yojana In Digital Financial Inclusion

  • Dr. Bhisham Kapoor, Ekta Tyagi


Financial inclusion is also necessary for the country's economic development. Economic development is impossible without financial inclusion, because large part of the total population lives outside the development process.  The Effective utilization of Digital Technologies in finance sector provides a range of solutions to these problems. Access to digital technology enables a wider range of financial services such as mobile banking, internet banking, and more. Digital financial inclusion includes the use of digital means that are currently financially economical and cost-effective manner to exclude and undistributed populations. Pradhan Mantri Jan-Dhan Yojana (PMJDY) has been launched across the country to promote financial inclusion. This is a mission mode project of the Government of India. The scheme is designed to provide access to banking services in every household in the country. It is necessary to understand the effects of financial inclusion relation to the modern communication technologies in India. This paper made an attempt to discuss Digital financial inclusion in India with special reference Pradhan Mantri Jan-Dhan Yojana (PMJDY).  The study of this paper is entirely based on secondary data obtained through various reports of PMJDY, RBI, and Govt. of India, newspaper articles and other published studies on the topic.

How to Cite
Dr. Bhisham Kapoor, Ekta Tyagi. (2020). Role of Pradhan Mantri Jan Dhan Yojana In Digital Financial Inclusion. International Journal of Advanced Science and Technology, 29(11s), 2387-2392. Retrieved from