Study of Effectiveness of Credit Risk Management Strategies and Practices of Public and Private Sector Banks in Rajasthan

Abstract

In this paper, we study the effeteness of the credit risk management policies and strategies applied in the public and private banks in the city of Jaipur located in the state Rajasthan. The credit risk management is major activities during various type of loans i.e. home loan, auto loan, business loan, agriculture loan etc. Without proper CRM policies and strategies, the bank managers have to face many loan defaulters at various levels.